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Our Supporters and Affiliations

Four Oaks Financial LLC is proud to be supported

by Independent Financial Partners (IFP) and LPL Financial (LPL)

in the effort to provide the best combination of services and programs to our clients.


Independent Financial Partners (IFP) is a Registered Investment Adviser (RIA) located in Tampa, Florida. We support a network of over 475 financial advisors located throughout the United States who specialize in wealth management and retirement plan consulting. As a whole, the advisors at IFP collectively oversee more than $5 billion in assets under management and over $30 billion in assets under advisement as of December 31, 2016, giving us the ability to access resources such as enhanced technology, vendor support, and marketing opportunities not available to an individual office. Our goal as a firm is to leverage our network and give our advisors access to state-of-the-art resources while still maintaining the feel of a smaller service-driven boutique firm. IFP advisors maintain their independence while owning and operating their books of business, but they always have IFP’s support in building and growing their practices. For more information, please visit www.ifpartners.com.

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LPL Financial is one of the nation's leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm's mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm's tools and resources to help them provide financial guidance and recommendations to help meet their clients' needs. For more information about LPL Financial, visit www.lpl.com.

LPL Financial, a wholly owned subsidiary of LPL Financial Holdings Inc. (Nasdaq: LPLA), is a leader in the financial advice market and serves $475 billion in retail assets. The Company provides proprietary echnology, comprehensive clearing and compliance services, practice management programs and training, and independent research to more than 14,000 independent financial advisors and over 700 banks and credit unions. 
LPL Financial is the nation’s largest independent broker/dealer since 1996 (based on total revenues, Financial Planning magazine, June 1996–2014), is one of the fastest growing RIA custodians with $91 billion in retail assets served, and acts as an independent consultant to over an estimated 40,000 retirement plans with an estimated $115 billion in retirement plan assets served. In addition, LPL Financial supports approximately 4,400 financial advisors licensed with insurance companies by providing customized clearing, advisory platforms, and technology solutions. LPL Financial and its affiliates have 3,384 employees with primary offices in Boston, Fort Mill, and San Diego. For more information, please visit www.lpl.com.

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Our Partnership:

Four Oaks Financial LLC, IFP, and LPL are three separate and independent entities working together within a highly regulated framework. In the independent financial services arena, a financial advisor has the ability to select those platforms, programs and services that he or she thinks are the most appropriate to meet the needs of his or her clients. Four Oaks Financial LLC has selected IFP and LPL to meet those needs.

There are two primary channels through which Four Oaks Financial LLC can provide financial advice and services. These channels differ by 1) the way in which the advisor is compensated, and 2) the entity that supervises the business being done, among other things. The two channels are as follows:

  • Fee based – where a financial advisor is compensated by a recurring fee for services provided. These services are offered by, transacted through, and supervised by IFP, an SEC Registered Investment Adviser (RIA)
  • Commission based – where a financial advisor is compensated by commissions earned on solicited and non-solicited transactions. This business is transacted and supervised by LPL Financial, a broker dealer member of FINRA.

All three entities (Four Oaks Financial LLC, IFP, and LPL are interwoven through LPL’s hybrid platform, allowing an advisor to tap into either business channel when deemed most appropriate. Through the use of state of the art technology and regulated relationships, the IFP / LPL infrastructure provides a seamless way to integrate all the offerings of an advisor’s practice.

What makes this hybrid and complex platform the preferred platform of Four Oaks Financial LLC is that it allows for the most independent, flexible, non-biased method of serving our clients’ needs. There are no proprietary products or sales quotas that have to be met, and we can select products and services for our clients objectively.

You are a client of Four Oaks Financial LLC, and we are committed to providing you with the highest level of service to address your financial needs. Our relationship with IFP and LPL gives us, in our opinion, the best opportunity to deliver on our commitment to you.